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Cost of Independent Living in Maryland

The median cost in Maryland is $8,669/month, based on 29 independent living providers we track in the state.

Estimate your cost in Maryland

Prefilled with the Maryland median. Adjust the inputs to match your situation.

Your estimate

$8,000 /month

This is a directional estimate based on median rates in your area and the options you selected. Actual costs vary by provider and can increase over time.

Cost range in Maryland

25th percentile

$8,669

Median

$8,669

75th percentile

$9,733

Payment coverage in Maryland

Providers accepting Medicaid

29

Roughly 100% of independent living providers in Maryland.

Providers accepting Medicare

29

Medicare covers post-hospital skilled care in limited cases, not long-term residential care.

Frequently asked questions

How much does independent living cost in Maryland?

The median cost in Maryland is $8,669/month, based on 29 providers we track. Actual costs vary by community, room type, and level of care.

Does Medicaid pay for independent living in Maryland?

29 of the independent living providers we track in Maryland accept Medicaid. Most states cover personal care through HCBS waivers, though not usually room and board. Contact Maryland Medicaid or providers directly to confirm coverage.

Does Medicare pay for independent living in Maryland?

Medicare does not pay for the room and board cost of independent living in Maryland or anywhere else. It will cover short-term skilled nursing or therapy after a qualifying hospital stay.

Are there VA benefits for independent living in Maryland?

Yes. Veterans and surviving spouses may qualify for VA Aid & Attendance, an additional monthly benefit of about $1,500 to $2,500 on top of the regular VA pension. Apply through a Veterans Service Officer (VSO) in Maryland for free help.

What's the cheapest independent living option in Maryland?

The lower-cost end of independent living in Maryland runs around $8,669/month, typically for smaller communities, shared rooms, or lower-level care. Group homes and adult family homes often cost less than large communities.

See independent living providers in Maryland

We track 29 independent living providers in Maryland. Filter by cost cap, rating, and payment types.

Browse Independent Living in Maryland