Cost of Independent Living in Tennessee
The median cost in Tennessee is $7,000/month, based on 27 independent living providers we track in the state.
Estimate your cost in Tennessee
Prefilled with the Tennessee median. Adjust the inputs to match your situation.
Your estimate
$8,000 /month
This is a directional estimate based on median rates in your area and the options you selected. Actual costs vary by provider and can increase over time.
Cost range in Tennessee
25th percentile
$4,000
Median
$7,000
75th percentile
$9,000
Payment coverage in Tennessee
Providers accepting Medicaid
14
Roughly 52% of independent living providers in Tennessee.
Providers accepting Medicare
14
Medicare covers post-hospital skilled care in limited cases, not long-term residential care.
Frequently asked questions
How much does independent living cost in Tennessee?
The median cost in Tennessee is $7,000/month, based on 27 providers we track. Actual costs vary by community, room type, and level of care.
Does Medicaid pay for independent living in Tennessee?
14 of the independent living providers we track in Tennessee accept Medicaid. Most states cover personal care through HCBS waivers, though not usually room and board. Contact Tennessee Medicaid or providers directly to confirm coverage.
Does Medicare pay for independent living in Tennessee?
Medicare does not pay for the room and board cost of independent living in Tennessee or anywhere else. It will cover short-term skilled nursing or therapy after a qualifying hospital stay.
Are there VA benefits for independent living in Tennessee?
Yes. Veterans and surviving spouses may qualify for VA Aid & Attendance, an additional monthly benefit of about $1,500 to $2,500 on top of the regular VA pension. Apply through a Veterans Service Officer (VSO) in Tennessee for free help.
What's the cheapest independent living option in Tennessee?
The lower-cost end of independent living in Tennessee runs around $4,000/month, typically for smaller communities, shared rooms, or lower-level care. Group homes and adult family homes often cost less than large communities.
See independent living providers in Tennessee
We track 27 independent living providers in Tennessee. Filter by cost cap, rating, and payment types.
Browse Independent Living in Tennessee